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Legal cover that protects your business

Running a business comes with risks—Santam business legal insurance helps you manage them with confidence. From employee disputes and liability claims to issues around contracts or compliance, you get access to expert legal support and tailored advice. Plus, you can customise your cover to suit your business size and needs, so you can stay focused on growth while we handle the legal side.

Value beyond cover

Lawyer on call

Unlimited 24/7 access to qualified legal professionals for telephonic advice—whenever you need it.

Expert legal guidance

Get the right support with tailored advice and clear direction, from civil to labour matters and beyond.

Legal fees covered

Your cover includes legal representation and associated fees—ensuring you’re protected when it counts.

Legal advice and representation

As a client you will get access to legal advice and representation in connection with:

Labour disputes

Legal proceedings related to employee disputes.

Contravention of statutory & regulatory matters

An event that leads to your defence of a charge laid against you for contravention of statutory or regulatory requirements.

Civil matters

Civil action taken by your insured business in respect of performance under contracts and due care owed to the insured business.

Arbitration matters

Arbitration and mediation related to interpretation of contracts and disputes arising therefrom.

Ready to get covered?

Protect your business with legal cover tailored to your operations. Apply now or request a call back to get started with the right support in place.

Help and FAQ's

General enquiries

Tel: 0860 102 178

E-mail: info@santam.co.za

What will I get?

You will have 24/7 telephonic access to a lawyer, as well as legal advice provided 24 hours a day, 7 days a week, 365 days a year by a qualified, professional, experienced and admitted lawyer.

Your cover will also afford you other legal assistance, such as drafting of legal documents or contracts, such as sales or rental agreements and ante nuptial contracts.

Do I qualify?

Any small/medium business can apply for legal insurance. A small/medium business is classified as having between 1 and 100 employees and an annual turnover of between R 0 to R 32 million.

  • A South African citizen with a valid SA ID number or in possession of a valid South African work permit. 
  • Over 18 
  • Is an active bank account holder

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