Your Santam CashBack cycle, explained simply.

Your Santam CashBack cycle starts automatically from your policy start date when you purchase a qualifying Santam products.

  1. First Cycle — 36 Months

    Your first cycle runs for 36 consecutive months. Stay claim-free and pay premiums in full and on time throughout this 3-year period to earn 10% Santam CashBack.

  2. Annual Cycles Thereafter

    After successfully completing your first 3-year cycle, your Santam CashBack switches to an annual 12-month cycle. The same rules apply.

  3. Payout 30 Days After Cycle

    Your Santam CashBack payment is made approximately 30 days after the end of each qualifying cycle. Simple and automatic.

  4. If You Claim — A New Cycle Begins

    If you submit a qualifying claim, your current cycle ends immediately. A new 3-year cycle begins from the first day of the following month.

A person seated indoors using a mobile phone.

Your Santam CashBack cycle, explained simply.

Your Santam CashBack cycle starts automatically from your policy start date when you purchase a qualifying Santam products.

  1. First Cycle — 36 Months

    Your first cycle runs for 36 consecutive months. Stay claim-free and pay premiums in full and on time throughout this 3-year period to earn 10% Santam CashBack.

  2. Annual Cycles Thereafter

    After successfully completing your first 3-year cycle, your Santam CashBack switches to an annual 12-month cycle. The same rules apply.

  3. Payout 30 Days After Cycle

    Your Santam CashBack payment is made approximately 30 days after the end of each qualifying cycle. Simple and automatic.

  4. If You Claim — A New Cycle Begins

    If you submit a qualifying claim, your current cycle ends immediately. A new 3-year cycle begins from the first day of the following month.