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Santam personal legal insurance gives you access to professional legal advice and support when you need it most. Whether it’s navigating a family dispute, dealing with identity theft, or defending yourself in a civil or criminal matter, your cover includes 24/7 legal assistance and access to helpful resources - like ready-to-use legal documents—so you’re never alone in handling life’s legal challenges.
Lawyer on call
Unlimited 24/7 access to qualified legal professionals for telephonic advice—whenever you need it.
Expert legal guidance
Get the right support with tailored advice and clear direction, from civil to labour matters and beyond.
Legal fees covered
Your cover includes legal representation and associated fees—ensuring you’re protected when it counts.
Provides support for everyday legal challenges that may arise in your personal life.
Protection against criminal charges
Covers legal defence if you face criminal allegations under South African law, including theft or assault.
Labour disputes
Covers legal representations for employment disputes, such as unfair dismissal or workplace grievances, in labour court. (CCMA and Bargaining Council matters are not included)
Family law support
Legal assistance for matters such as divorce, child custody, and maintenance disputes.
Civil litigation
Provides covers for disputes between private individuals, including cases of unpaid debts or breaches of agreement.
Identity theft
Covers you against identify theft, impersonation, or the unauthorised use of your personal information.
Apply online or request a call back to access expert legal support for you and your loved ones when life takes an unexpected turn.
What will I get?
You’ll have 24/7 phone access to legal advice by a qualified, experienced, and admitted lawyer, 365 days a year.
Your cover also includes legal assistance with tasks such as drafting contracts and other legal documents, including sales or agreements, rental contracts, and ante nuptial agreements.
Do I qualify?
Anyone can apply for legal insurance, as long as they meet the below requirements:
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