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Running a business involves risk. Santam’s Business Legal Insurance helps you navigate legal matters with confidence. Whether it’s employee disputes, liability claims, contractual issues, or compliance matters, you get expert legal support and personalised advice. Cover can be customised to match your business size and needs, so you can focus on growth while we take care of the legal side.
Lawyer on call
Unlimited 24/7 access to qualified lawyers – get expert advice by phone whenever you need it.
Expert legal guidance
Receive tailored advice and clear direction on matters ranging from civil disputes to labour issues, and more.
Legal fees covered
Cover includes legal representation and related costs – ensuring you’re protected when it matters most.
Covers legal exposures that come with running and growing a business.
Labour disputes
Protection for legal proceedings involving employees, such as unfair dismissal, workplace disputes, and disciplinary actions taken against your business.
Breach of legal or regulatory obligations
Covers the costs of defending your business if accused of breaking or not complying with laws or regulations.
Civil matters
Covers civil legal action brought by or against your business involving contract disputes, negligence, or failure to exercise reasonable care.
Arbitration
Provides support for arbitration or mediation related to contract interpretation and related disputes between parties.
Business review tool – included at no extra cost
A tailored overview of your business's legal standing, helping to identify risks and highlight potential legal issues specific to your operations.
Business legal review report – included at no extra cost
Gain a clear snapshot of your business’s legal strengths and potential areas for improvement through a simple 10-minute online survey.
Apply online or request a callback to access expert legal support and protect your business against the unexpected.
What will I get?
You’ll have 24/7 phone access to legal advice by a qualified, experienced, and admitted lawyer, 365 days a year.
Your cover also includes legal assistance with tasks such as drafting contracts and other legal documents, including sales agreements, rental contracts, and ante nuptial agreements.
Do I qualify?
Any small or medium business with:
Applicants must also:
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