Kidnap and ransom cover

Comprehensive ransom cover

Covers ransom payments, loss in transit, professional negotiation fees, rewards for helpful information, and costs linked to securing the victim’s release.

Income and replacement support

Reimburses 100% of the victim’s salary during recovery and retraining, plus salary of a temporary replacement for extended periods, up to 72 months.

Crisis-related medical & legal expenses

Covers cosmetic surgery for disfigurement, personal accident for bodyguards or drivers, legal liability, and a death benefit if a victim remains missing.

Emergency relocation & express kidnap cover

Pays for political repatriation, relocation, accommodation, express kidnap events (under 24 hours), and associated losses.

Disappearance & threat response

Includes investigation costs, salary payments, and repatriation in disappearance cases. Covers expenses related to serious threats, even without ransom demands.

Hostage, assault & business impact

Provides cover for hostage situations, armed assault on insured persons, and business interruption due to insured events.