Santam Travel Insurance protects your employees and your business wherever they go. Unlike regular travel insurance, it automatically includes:

• Injuries from manual labour, normally excluded on regular travel insurance.
• Replacement staff cover if an employee is medically incapacitated abroad.
• Extended luggage cover, including loss of trade samples.

Full protection for your people, your business, and the unexpected – ensuring peace of mind.

Yes, Santam Business Travel Insurance meets the minimum coverage requirements for visa applications.  Your policy automatically includes a downloadable visa letter addressed to the embassy, ready for submission with your application.

Santam Business Travel Insurance does not cover incidents arising from:

• Driving a commercial vehicle as part of your job.
• Any work involving the use of weapons or firearms.
• Pilots or crew members while performing their employment duties.

Yes, Santam Business Travel Insurance covers emergency hospitalisation for pre-existing medical conditions for travellers up to 69 years of age.