Cover options

Various combinations of cover is available for contracting companies in the built environment. Santam’s specialist insurance programme provides flexible cover, with the following options:

Professional Indemnity

PI cover for all professional activities required by the Insured in the built environment (and their professional subcontractors).

Prior to handover

Cover includes First-party Rectification/mitigation coverage prior to handover for losses arising from professional services errors or omissions.

Legal liability

Legal liability for third-party injury or damage to property arising out of construction activities. Policy can also be extended to cover Employers’ Liability and Motor Excess of Loss.

Capacity

The level of capacity (limit of indemnity) provided by Santam depends on several variables that will be assessed during the underwriting process.