Cover options

Santam’s specialist insurance programme offers flexible coverage for contracting companies in the built environment, with a range of customisable options:

Professional Indemnity (PI)

PI cover for all professional services performed by the insured party and their subcontractors in the built environment.

Prior to handover

Includes First-Party Rectification and mitigation coverage to address and correct losses from errors or omissions before project handover.

Legal Liability

Covers legal liability for third-party injury or property damage resulting from construction activities, with optional extensions for Employers’ Liability and Motor Excess of Loss.

Capacity

The amount of cover (limit of indemnity) Santam provides depends on several factors, which are evaluated during the underwriting process.