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Employee fraud and dishonesty are on the rise, threatening businesses in South Africa and globally. Even strong internal controls are not enough. Fidelity Guarantee insurance adds an essential layer of protection, helping businesses recover from financial loss and safeguard their future.
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Expertise
Our dedicated team of underwriters and claims specialists bring deep expertise in identifying, managing, and resolving fidelity guarantee risks across a wide range of industries.
Longevity
Fidelity Guarantee claims often take years to emerge and even longer to resolve. With over 40 years of experience, we manage complex, long-tail claims with expert precision and consistency.
Solutions
Crime losses are unpredictable and can be severe. At Santam, we have the capacity to support businesses through high-impact events.
Employee fraud and dishonesty
Dishonest, fraudulent, or criminal acts of an employee that results in a direct loss to the Insured.
Fraudulent Transfer Instructions
Covers theft of funds from a financial institution account through fraudulent transfer instructions.
Computer-based crime
Theft of funds from the insured’s transfer account at a financial institution.
Dishonest, fraudulent, or criminal acts of an employee that results in a direct loss to the Insured.
Physical loss of or damage to property.
Theft of funds from the insured’s transfer account at a financial institution.
Get customised Casualty insurance solutions. Request a call back and our team will assist you in selecting the right coverage options.
What information is required to get a quote?
Santam works exclusively through licensed insurance brokers. A proposal form – available by clicking the Downloads button on this page – is required, along with details of any previous incidents or claims.
Why choose Fidelity Guarantee?
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