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Trustees liability

Trustees carry significant responsibility and face potential legal risks. This cover protects trustees from personal liability arising from decisions made while managing trusts or funds, ensuring they are safeguarded when it matters most.

Why trust Santam with your trustees’ liability insurance?

Expertise

With decades of liability insurance experience, our underwriters and claims specialists have an in-depth understanding of the unique risks trustees face, including fiduciary duties and personal liability exposures when managing trusts and funds.

Longevity

Trustees’ liability claims can emerge years after the alleged act and often take time to resolve. With over 40 years of experience, Santam is a trusted partner in managing these complex, long-tail claims with expertise, consistency, and professionalism.

Solutions

We offer tailored insurance solutions designed to address the complex and evolving risks faced by trustees

Why you need trustees’ liability cover

Fiduciary duty exposure

Trustees have a legal duty to act in the best interests of beneficiaries and can face legal action if they fail to fulfill these responsibilities.

Personal liability protection

Trustees can be held personally liable for decisions made in their role, even if unintentional.

No exemptions for volunteers

Liability and risk affect all trustees equally, regardless of professional qualifications or experience.

Cover for legal costs

The policy is designed to cover expensive legal defence costs, providing peace of mind and protecting trustees’ personal assets.

Let’s discuss your insurance needs

Santam works exclusively through licensed insurance brokers. Ask your broker to contact us to receive expert guidance on safeguarding your business with tailored Casualty insurance solutions. Brokers can request a call back or speak directly to our team.

Help and FAQ's

General enquiries

Tel: 011 731 3600

E-mail: info.specialistcasualty@santam.co.za

Roeann Lazarus

Head: Financial Lines

E-mail: roeann.lazarus@santam.co.za

Tel: +27 72 698 8276

What information is required to get a quote?

Latest audited fund financials and a proposal form together with the Trust Deed.

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