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Protecting your build, from the ground up

Advance Loss of Profits Insurance covers financial losses that result from delays on a construction project caused by an incident covered under a Contractors’ All Risks policy.

This cover is also known as Delay in Start-up (DSU), Delayed Earnings Insurance, Delayed Opening of Business, Project Delay, Loss of Rent, Loss of Interest, or Loss of Standing Charges, including debt servicing costs.

Why partner with Santam Specialist Risk insurance

Specialist engineering expertise

Our team blends technical knowledge with on-site experience to safeguard every stage of your project with tailor-made insurance solutions that meet your needs.

Leading construction cover

As a trusted provider in South Africa, we offer tailored insurance solutions through our extensive intermediary network, with flexible cover options and risk management support to help reduce exposure and cost.

Reliable service and support

We work hand-in-hand with intermediaries and clients to offer responsive quoting, technical advice, and a smooth claims process - ensuring clarity and peace of mind throughout your journey.

What the cover includes

This cover protects the principal against income loss from project delays caused by insured events under a Contractors’ All Risks policy.

Custom cover based on site risk

Tailored solutions accounting for the specific income protection required depending on the nature of the project being undertaken.

Protect your projects with expert cover

From planning to completion, our team is here to assist you in managing risk at every stage. Discuss your specific needs with your insurance broker, who will assist you in arranging the right insurance solution with us for your business.

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