A product to meet your specific industry needs

Contractors’ all risks insurance (CAR)

All risks cover for residential, commercial, industrial and infrastructure projects. Offers protection for works under construction and machinery installations like lifts and air conditioning as well the public liability exposure such projects present.

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Contractors’ plant & equipment insurance

Specialist all risks cover for construction equipment such as cranes, pumps, compressors, earthmoving machinery and various types of loading equipment. Flexible, location-based protection for mobile plant used across multiple sites. This cover is now also available for different types of externally located machinery such as mineral beneficiation plants, bottling plants and the like.

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Advance loss of profits (ALOP)

Covers financial losses due to project delays caused by an insured incident on the construction site. Ideal for large developments where interruptions in completion could impact earnings, rentals, or operational timelines of the planned business.

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Electronic equipment insurance (EEI)

All-risk protection for electronic assets including IT systems, telecommunications infrastructure, medical technology, and measuring equipment—designed to reduce downtime and risk.

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Business interruption following electronic equipment insurance (EEI BI)

Covers income loss resulting from insured loss or damage to your electronic equipment. A practical safeguard for maintaining business continuity during equipment-related disruptions.

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Erection all risks insurance (EAR)

All risks cover similar to Contractors’ all risks but for loss or damage specifically arising out of the erection and installation of plant and machinery as well as the public liability exposure that accompanies such operations. It must be noted though that we no longer offer this as a separate policy but continue to offer this cover under the Contractors’ all risks product as it is equally suited for this purpose.

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