Why partner with Santam for your corporate property cover?

Our capacity

Current risk capacity is USD 150 million (or local currency equivalent) per risk, on a limit of liability basis, across Africa and ZAR 1.5 billion for Namibia. For targeted Middle East countries, capacity is limited to USD 7.5 million per risk. All cover is subject to Emerald’s standard terms and conditions.

International A-rated paper solution

Santam Limited holds an A- (Excellent) Financial Strength Rating a ‘a-‘(Excellent) Long-Term Issuer Credit Rating from AM Best. The stable outlook reflects Santam’s strong financial stability and solid ability to fulfil its obligations. This A- rating reinforces our position as trusted risk solution partners across our key markets.

Significant portfolio throughout Africa

We provide additional capacity through innovative facultative reinsurance solutions for large accounts and specialise in multi-territorial Pan-African programmes. Our access to the SanlamAllianz cedant network spans 27 African countries. With a dedicated London office, Emerald focuses on business development and building global market relationships.