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Simple, comprehensive, reliable, and affordable cover designed for small businesses with a turnover of up to R5 million – giving you peace of mind while you focus on growing your business.
Quick turnaround
We understand your business can’t afford downtime. That’s why our processes are designed for speed – delivering fast responses on quotes and claims, so you can keep your focus where it belongs: on growing your business with confidence. All cover is subject to standard terms and conditions.
Tailored cover for real businesses
Whether you run a car wash, spaza shop, or salon, we know the risks you face. That’s why we provide cover designed for your business needs – practical protection you can trust.
Expert cover for every kind of business
Backed by years of experience and industry insight, we provide dependable insurance solutions designed to protect your business and help it thrive.
Comprehensive protection designed for the realities of your daily operations. From your stock to your equipment, we’ve got your business covered.
Motor
Comprehensive motor cover and Goods-in-Transit cover for passenger vehicles, light delivery vehicles (LDVs), commercial vehicles, motorcycles and trailers, including mobile kitchens.
Building, contents & stock
Protection for your business premises, contents, and stock against fire, theft, or natural weather events, like floods and storms.
Electronic equipment and machinery
Cover for the essential equipment and machinery your business relies on to operate smoothly.
Business all risks
Covers valuable items you use on the job, such as cellphones, tablets, and tools, against loss or damage.
Public liability
Provides protection if your business is held legally responsible for injury or property damage to a third party.
Personal accident
Pays compensation if the driver or passengers are injured or killed in an accident.
Roadside assistance
Included with comprehensive insurance providing assistance when you need it most – whether it’s a breakdown, flat tyre, or other roadside emergency.
SASRIA
Automatically included to protect against losses during riots or strikes.
Whether you’re just starting out or expanding, our team is here to guide you. Connect with us to get the right cover for your business needs.
Santam Emerging Business (Pty) Ltd, Company Reg. No: 2006/026618/07 an authorised financial service provider (FSP No. 33799) is an Underwriting Manager and a wholly owned subsidiary of Santam Limited. Santam Limited is an authorised financial services provider (FSP 3416), a licensed non-life insurer and controlling company for its group companies.
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