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Protecting your livelihood, one ride at a time

Comprehensive protection for minibus and midibus taxi operators. Covering scholar, long-distance, and short-distance transport. Designed for 8–18 seat minibuses and 19–35 seat midibuses.

Why choose our cover

Quick turnaround

We understand your business can’t afford downtime. That’s why our processes are designed for speed – delivering fast responses on quotes and claims, so you can keep your focus where it belongs: on growing your business with confidence. All cover is subject to standard terms and conditions.

Tailored cover for real businesses

Whether you run a car wash, spaza shop, or salon, we know the risks you face. That’s why we provide cover designed for your business needs – practical protection you can trust.

Expert cover for a range of businesses

Backed by years of experience and industry insight, we provide dependable insurance solutions designed to protect your business and help it thrive.

What we cover: Insurance that keeps you on the road

Comprehensive protection designed for the realities of your daily operations. From passenger liability to roadside assistance, our Specialist Taxi Insurance has every journey fully covered – giving you peace of mind.

Vehicle loss or damage

Covers your vehicle for accidents, theft, hijacking, or unexpected natural events like storms or floods

Towing, storage and wreckage removal

Covers the costs of towing your vehicle to the nearest repairer and the removal of any wreckage after an accident.

Third party liability

Protects you if you are legally responsible for damage to someone else’s property following an accident.

Roadside assistance

Included with comprehensive insurance providing help when you need it most – whether it’s a breakdown, flat tyre, or other roadside emergency.

Fixed expenses

Covers your daily fixed operating costs for up to 20 days if your vehicle is temporarily out of service.

Sound equipment

Provides cover for theft or damage to audio and visual equipment fitted in your vehicle.

Fitted extras and conversion costs

Covers loss of or damage to vehicle additions such as mag rims, tow bars, and cellphone car kits.

Passenger liability

Provides protection if you are found legally liable for injuries or damages to passengers and their belongings following an accident.

Trailer cover

Provides insurance protection for luggage or utility trailers attached to your vehicle.

Personal accident

Pays compensation if the driver or passengers are injured or killed in an accident.

Credit protection

If your vehicle is written off, we’ll settle the outstanding loan balance.

SASRIA

Automatically included to protect against losses during riots or strikes.

Helping your business move forward

Whether you’re just starting out or expanding, our team is here to guide you. Connect with us to get the right cover for your business needs.

Contact us

Emerging business insurance queries


Santam Emerging Business (Pty) Ltd, Company Reg. No: 2006/026618/07 an authorised financial service provider (FSP No. 33799) is an Underwriting Manager and a wholly owned subsidiary of Santam Limited. Santam Limited is an authorised financial services provider (FSP 3416), a licensed non-life insurer and controlling company for its group companies.

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