All Risks insurance cover

This cover applies only if your contents are insured under Section 2: House Contents of your policy. Cover is provided under two distinct categories: Unspecified All Risks and Specified All Risks.

Unspecified All Risks items

Cover for personal belongings normally worn or carried outside the insured address, including jewellery and watches. Cover is limited to 10% of your Contents sum insured, up to a maximum of R1 million, whichever is lower.

Specified All Risks items

High-value personal belongings, including items used for business, that exceed the unspecified All Risk limit in your policy schedule, or that are required to be individually specified.

Territorial coverage limits

Our All Risks cover offers worldwide protection, giving you the confidence to carry your valuables wherever life takes you.