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Secure comprehensive cover for the buildings you live in your home, investment properties or family retreats. We understand that your structures are more than just bricks and mortar, they're the foundation of your life, memories and future.
Expertise
Over a decade of Building underwriting experience, underpinned by deep market insight and risk expertise for executive clientele.
Tailored for the executive lifestyle
Vantage offers bespoke insurance solutions designed to meet your unique needs. We understand that every building is different; our customised policies provide comprehensive protection for the unique needs of discerning clientele.
Value
We deliver premium insurance solutions supported by comprehensive cover and exceptional service.
We provide comprehensive Building insurance at competitive rates. Policies are designed to cover a wide range of risks, giving you the confidence that your building is safeguarded against unforeseen events.
Accidental damage
Covers unexpected physical damage to the structure of your home and its permanent fixtures, including built-in cupboards, water pipes, light fixtures, solar panels, and other fixtures. Cover up to R500 000 is automatically included.
Alterations and additions
Covers the increased, permanent structural value of your home resulting from renovations, extensions, or improvements, such as new rooms, patios, fitted kitchens, garage extensions, new swimming pools, or improved security walls. Ensures your policy covers the updated, higher rebuilding cost, preventing underinsurance if damages occur during or after construction.
Power surge
Covers repairs or replacement of permanent fixtures damaged by a power surge. Up to R250 000 cover provided.
Electrical and mechanical breakdown
Covers the cost to repair or replace fixed machinery and systems, including electrical infrastructure, water systems, and built-in appliances, damaged by internal electrical or mechanical failure. Cover up to R15 000 is included, extended cover is available as an optional add-on.
Alternative accommodation/rent
Cover for temporary accommodation costs such as hotel or rental property, for you and your family if your home becomes uninhabitable following an insured event, including fire, flood, or severe storm. For landlords, it covers loss of rental income. Cover provided up to 25% of the total sum insured.
Geyser maintenance repairs
Additional geyser maintenance repair cover is provided as an optional extension at an additional cost.
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