We automatically include cover of up to R500 000 for accidental damage to household contents caused by unexpected, one-off incidents within your home.

We provide up to R250 000 cover for the repair or replacement of electronic equipment and appliances damaged by sudden power surges.

Up to R15 000 cover is included for the repair or replacement of damaged household items, including major appliances and entertainment systems, with optional extensions available for increased cover limits.

Your office contents and business equipment kept at the insured address are covered for loss or damage, up to a limit of R200 000.

We cover loss of or damage to money kept at the insured address, excluding funds generated from business activities conducted at the premises, subject to the policy terms and conditions.

Up to R50 000 cover is provided for a financially dependent parent or grandparent living in a nursing or residential care home, excluding jewellery, watches, money and bank cards.

Up to R50 000 cover is provided for items kept at a boarding school, college, or university. Theft is only covered in the event of violent or forcible entry.

We provide up to R15 000 cover for fixed motors, such as swimming pool pumps and boreholes, if the building is not insured with us or anywhere else.