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Transit and related liabilities (Goods in Transit & Hauliers’ Liability)

Protect your goods and operations during transport with comprehensive cover. Our Goods in Transit insurance safeguards items moved locally via road, rail, air, or sea. Our Hauliers and Transporters cover protects carriers responsible for transporting cargo in their care, custody, or control, either under contract or under common law. This section addresses the risks of loss or damage to goods in transit, giving owners and carriers peace of mind throughout the journey.

Why partner with Santam for your cover

Unrivalled reach across Africa

As the continent’s largest marine insurer, we offer unmatched reach and a broad product offering – backed by deep technical expertise and strong reinsurance capacity.

Flexible, multimodal cover

We insure goods transported by sea, air, road, and rail – locally and internationally – offering adaptable, efficient protection for every shipment at every stage of the journey.

Global specialist support

Through our network of marine surveyors and loss adjusters, we provide expert loss assessment and recovery services wherever your operations take you.

What your cover includes

Our insurance protects your goods from the start of their journey until they reach their destination. It safeguards against a wide range of risks, ensuring your cargo is protected against unexpected events throughout transit, including damage, loss, or other unforeseen challenges.

Physical loss or damage to cargo

Provides cover for the repair or replacement of goods if they are lost or damaged while in transit.

Derailment risks

Covers loss or damage to cargo resulting from train derailments during transit.

Theft and pilferage

Covers loss or damage from theft or unauthorised removal of goods while in transit, including partial losses.

Loading and offloading damage

Covers accidental damage to goods during the process of loading onto or unloading from a vehicle, vessel, or aircraft.

Accident and overturning

Covers goods damaged or lost due to accidents involving the carrying vehicle, including overturning or collision incidents during transit.

Container cover

Protects against loss or damage to shipping containers used for transporting goods.

Let’s navigate the right cover together

Whether you need guidance on your current policy or want to explore new marine insurance options, our team is here to support you. Connect with an intermediary or share your feedback to help us serve you better.

Contact the Marine team

Ian Parkerson

Senior Sales and Technical manager

Ebrahim Laattoe

Relationship manager

Dinita Naidoo

Relationship manager

Sonel Frade

Relationship manager

Zama Mollo

Relationship manager

Sonitha Mahadasen

Senior Sales and Admin manager

Nirvana Rughunandan

Relationship manager

Marika van Rhyn

Senior Sales and Admin manager

Denvar Louw

Relationship manager

Chris Pyke

Relationship manager

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