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Vessels are exposed to significant risks at sea, and Santam provides tailored cover to protect against them. Policies can be customised with optional extensions based on the vessel’s age and value. This cover safeguards commercial fishing boats, charter vessels, and other commercial-use craft, protecting your business from the unexpected.
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Unrivalled reach across Africa
As the continent’s largest marine insurer, we offer unmatched reach and a broad product offering – backed by deep technical expertise and strong reinsurance capacity.
Flexible, multimodal cover
We insure goods transported by sea, air, road, and rail – locally and internationally – offering adaptable, efficient protection for every shipment at every stage of the journey.
Global specialist support
Through our network of marine surveyors and loss adjusters, we provide expert loss assessment and recovery services wherever your operations take you.
Designed for commercial vessel owners and fleet managers, this cover protects against a range of risks specific to maritime operations, ensuring peace of mind on every voyage.
Special equipment, electronics, gear, nets, and more
Covers nets, electronics, gear, and other listed equipment, insured for the sums specified in your policy schedule.
Increased value
Covers the difference between your vessel's insured value and its market value, or the additional cost of replacing a vessel after a total loss.
Protection and indemnity
Optional cover that extends your policy to include third-party liabilities, with the sum insured capped at the hull’s insured value.
Salvage, sue, and labour
Covers the costs of salvage operations, legal action, and labour as specified in your policy schedule.
Machinery breakdown
Provides selective cover for mechanical or electrical failure of machinery, subject to the age and condition of the equipment.
War and strikes
Provides coverage for loss or damage arising from war, strikes, riots, or civil commotion, as specified in the policy clauses.
Whether you need advice on your existing policy or want to explore new marine insurance solutions, our team is ready to assist. Connect with a broker or share your feedback to help us serve you better.
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