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Keeping fleets moving with confidence

Santam’s Motor Fleet Insurance provides comprehensive, customised cover for commercial and corporate fleets – helping your business stay on the road with minimal disruption. From own damage and third-party liability to specialised risks such as passenger liability and spillage and clean-up, our solutions are built to protect fleets of all sizes. Backed by expert underwriting and reliable claims support, we give you the confidence to focus on driving your business forward.

Why partner with Santam Fleet insurance you can trust

Expertise

Our underwriters and claims specialists have decades of fleet risk experience giving you confidence that your vehicles – and your business – are in expert hands.

Solutions

No two fleets are alike. We tailor insurance solutions to your business’s unique risks and needs.

Strength

As Southern Africa’s largest short-term insurer, Santam has the financial strength and stability you can trust.

Flexible fleet protection

No two fleets are alike. That’s why our Motor Fleet Insurance offers flexible solutions – from comprehensive protection to third-party liability, fire and theft, and specialised extensions – we adapt cover to your fleet’s unique needs.

Fleet cover made for you

Specialist cover for commercial and corporate fleets, including motor cars, commercial vehicles, special-type vehicles, and buses.

Cover options

Comprehensive cover including Own Damage, Third-party Liability, Fire and Theft, Passenger Liability (with Personal Accident), Spillage and Cleanup, and Motor Third-party Excess of Loss.

Cover extensions

Add-ons to keep your business moving include Retail or Agreed Value, Credit Shortfall, Car Hire, Loss of Use, Roadside Assistance, and Sasria.

Territorial limits

Cover extends across Africa south of the equator, excluding Angola and the Democratic Republic of Congo (DRC).

Documents and resources

All the tools, documents, and forms you need to manage policies, streamline claims and simplify account management – whether you’re a broker or a business. 

Claims

Learn more and access the necessary claim forms for a smooth claims process.

Downloads

Find policy documents, risk reports and other essential resources in one place.

E-mail newsletter

For updates and insights you can subscribe to our newsletter.

Disclosure

Important additional information for policyholders.

Contact the specialist team

Mpho Chokwe

Head: Motor Fleets

Susan Clark

Team Manager: Motor Claims

Thabang Makama

Team Manager: Motor Fleets

Ready to keep your fleet moving with confidence?

Get in touch today for a tailored motor fleet solution you can count on.

Help and FAQ's

General enquiries

Tel: 011 731 3600

E-mail: info@santam.co.za

What does Santam Motor Fleet not cover?

  • Personal Lines insurance.
  • Heavy commercial vehicles.
  • Exotic cars.
  • Stand-alone Motor Traders.
  • Taxi associations.

What do I need to get a quote?

To provide you with an accurate motor fleet insurance quote, we need the following details:

 

  • Description of the insured’s business
  • At least three (3) years’ loss history 
  • Excess structure 
  • Details of previous insurance 
  • Fleet value (size, type, and value) 
  • Basis of cover required.

What capacity/limits does Santam provide?

  • Own Damage: R6,000,000 per unit
  • Third-party Liability: R10,000,000 
  • Accumulation Limit: up to R50,000,000

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