Cover to manage complex, evolving risks

Our expert underwriters provide private clients with bespoke All-Risk protection across motor, home, lifestyle assets, and personal liability allowing you to manage risks like vehicle depreciation, identity theft, accidental damage and legal liability with confidence.

Power surge

Unlimited cover for damage caused by power surges, subject to a minimal additional excess.

Accidental damage

Unlimited accidental damage cover for insured property, providing broad protection against unforeseen events.

Business contents

An optional extension covering business equipment and contents kept at home, designed to support flexible, hybrid working lifestyles.

Identity theft

Cover for identity theft and the unexpected costs associated with recovering from compromised personal information.

Vehicle cover

Protection against the depreciation of new vehicles, with optional unlimited Group B car hire subject to qualifying criteria.

Personal Accident

Motor-linked Personal Accident cover, providing financial support to you and your family following serious injury.

Legal Liability

Protection against the financial impact of third-party claims and legal action, helping safeguard your personal assets.

Application of average (optional)

Optional cover that protects against the application of “average”, helping to prevent underinsurance penalties when you claim.

4x4 Extensions (optional)

Optional extensions for 4x4 vehicles, including all-risks storage and removal cover, tailored for more complex journeys and vehicles.