Specialist offerings

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Accident and health

Group Personal Accident health insurance programmes for any size business and individual accident cover for sports professionals and school children. Our e...

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Aviation

Santam Aviation has established itself as South Africa’s leading aviation insurer. Our expertise and commitment ensure you can always count on us.

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Business travel insurance

We offer extensive cover for business and leisure travellers in the event of any unforeseen incident, including medical expenses.

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Casualty

We protect businesses against legal liability, financial crime, and cyber threats. With tailored cover and strong claims support, we help businesses naviga...

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Cell captive

We offer a one-stop shop – with both a short-term and life cell captive license which provides the convenience of insurance solutions under one roof.

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Commercial drone insurance

We offer protection against a wide range of risks to your commercial drone or fleet.

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Construction and engineering

We are able to provide construction and engineering insurance capacity throughout the continent of Africa.

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Corporate property

We are a leading provider of corporate property and associated engineering insurance solutions across the African continent.

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Crop insurance

We offer robust, personalised crop insurance against threats like drought associated with agriculture & farming in South Africa.

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Emerging business insurance

We are able to provide construction and engineering insurance capacity throughout the continent of Africa.

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Family protect

With Family Trauma Protect, your clients are assured of instant access to expert crisis support, offering full emotional and practical assistance when it’s...

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Heavy haulage

Santam Heavy Haulage offers comprehensive insurance solutions for heavy commercial vehicles with a gross mass exceeding 3 500kg.

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Legal insurance

We provides tailored legal coverage specifically designed for individuals and small to medium-sized business owners.

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Marine

We offer tailor-made solutions and boast an array of technical and reinsurance support services.

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Motor fleets

Santam offers a full range of products for commercial and corporate clients, which covers Own Damage, third-party Liability, Spillage and Clean-Up, Passeng...

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Private client

Echelon offers tailored personal asset risk solutions to meet the needs of professionals, business owners and executives.

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Structured insurance

We are an industry innovator in Specialist insurance structuring, offering partners and clients individually designed financial solutions.