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Environment, social and governance


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Our approach

Santam Group is committed to being a good corporate citizen and contributing to a sustainable and transformed economy. Our approach to ESG is therefore anchored on practicing good governance, understanding and managing socio-economic, climate and environmental contextual risks thus ensuring that sensitive risks in underwriting are appropriately addressed – all whilst developing new innovative solutions to narrow the risk protection gap.

Our ethics

We seek to lead by example, creating an environment where respect and integrity are prioritised. Our ethics are outlined in our Conflict of Interest Policy, Anti-Money Laundering Policy and Business Integrity Policy.


Our compliance philosophy encapsulates integrity, fair dealing, accountability, objectivity, independence, good governance, transparency and collaboration.

Run a responsible business

These are the key focus areas embedded within our ESG efforts that have long been foundational to the company we’ve built.

Help build a resilient society

Talent and Culture

TCDF reporting

Santam acknowledges that business operates in conditions of environmental and social thresholds.

Download the report

ESG related policies

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