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Travel insurance is essential for any trip, whether for business or leisure, locally or abroad. When employees travel for business, they should be focused on the job, not worrying about what could go wrong. Employers have a responsibility to protect staff against the growing complexity of travel risks. Southern Africa’s leading travel insurer, Santam travel insurance, provides comprehensive cover for both domestic and international business travel, offering cover and support when the unexpected happens.
Expertise you can trust
With more than 30 years of experience, we are the preferred travel insurance provider for Southern African travellers, backed by nationwide representation.
Emergency assistance anytime, anywhere
When travelling for business, you don’t always get to choose your destination – and some trips may involve more risk. Travel with confidence knowing we offer 24/7 reliable assistance, ensuring you and your employees are supported wherever your business takes you.
Insurance for a complex world of risk
In an increasingly unpredictable world, our specialised insurance solutions provide businesses and their employees with comprehensive protection against a wide range of risks. From flight delays to medical emergencies, our tailored cover keeps your people protected.
You might think your complimentary cover is sufficient, but most policies provide limited medical benefits and often exclude protection for trip disruptions or lost belongings. With rising costs and currency fluctuations, an overseas medical emergency can quickly become financially crippling. Comprehensive travel insurance gives you full protection - covering medical emergencies, cancellations, lost baggage, and unexpected disruptions - so you can travel with complete peace of mind.
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Emergency medical expenses
Worldwide 24-hour emergency assistance
Journey cancellation and trip disruptions
Repatriation and evacuation
Accidental death or accidental disablement
Personal liability
Loss of luggage, documents, and cash while travelling
Hijack hostage and wrongful arrest
Travel supplier insolvency
Get an obligation-free Business Travel Insurance quote in just a few quick questions.
Claims and emergencies
How is Business Travel Insurance different from regular travel insurance?
Santam Travel Insurance protects your employees and your business wherever they go. Unlike regular travel insurance, it automatically includes:
Full protection for your people, your business, and the unexpected – ensuring peace of mind.
Are your Business Travel Insurance policies accepted by VISA authorities?
Yes, Santam Business Travel Insurance meets the minimum coverage requirements for visa applications. Your policy automatically includes a downloadable visa letter addressed to the embassy, ready for submission with your application.
What employment activities are not covered on a Business Travel Insurance policy?
Santam Business Travel Insurance does not cover incidents arising from:
Does Santam Business Travel Insurance cover pre-existing conditions?
Yes, Santam Business Travel Insurance covers emergency hospitalisation for pre-existing medical conditions for travellers up to 69 years of age.
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