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Insurance good and proper

We are a leading general insurer in South Africa with a market share of more than 22%. We have over 105 years of standing and we provide a diverse range of general insurance products and services to individuals, commercial and corporate markets. We operate in South Africa, Namibia and selected emerging markets through a network of intermediaries, direct and partnership channels. Our portfolio of insurance products includes car, property, liability, engineering, agricultural insurance, guest house insurance; tourism, leisure and entertainment and reinsurance insurance. Our agriculture insurance products, include crop insurance, asset insurance, and weather insurance. In addition, the company provides claim, brokerage, and SOS services to its customers. In South Africa and Namibia, We serve more than 1 million policyholders who range from individuals to commercial and specialist business owners and institutions. Headquartered in Cape Town, South Africa, Santam was founded in 1918 and listed on the JSE in 1964 under the insurance (non-life) sector. The group has secondary listings on the Namibian Stock Exchange and A2X Markets Exchange. Santam is a subsidiary of South African financial services group Sanlam, which holds 62.3% of Santam’s shares.


Safeguard what is most important

Santam’s purpose is to safeguard what is important to our clients in a manner that enables wealth creation and protection for all our stakeholders.


Narrow the risk protection gap

Our vision is to narrow the risk protection gap in the markets where we do business through collaborative, proactive risk management activities and the provision of reliable, inclusive risk solutions.


Our values are part of everything we build, including careers

The Santam way is the way we do things around here. It's our culture, both current and desired. It encapsulates what matters to us, and the values we want our employees to live by and experience.


Serving with empathy and consideration, knowing that everything we do leaves a lasting impact and legacy.



Unlocking our Winning As One spirit by focusing on a better outcome for all, achieved through partnership and an open-minded approach to everything.


Always striving for continuous improvement in order to create value for our stakeholders, our society and our world.


Unwavering in our pursuit to do the right thing; resolute in our commitment to what’s good for all stakeholders.


A service to meet every need

Santam operates through five business units that complement one another regarding market, offering and business models. Through them, we span a diverse range of general insurance products and services, catering to Southern African and international individuals and businesses.


Growing in Africa and beyond

We enjoy a significant presence internationally and across Southern Africa and the continent. Our footprint in emerging markets provides us with an opportunity to offer insurance good and proper to diverse markets.

We are defined by our people. Learn more about Board and Executives

Our leadership

Tavaziva Madzinga

Chief Executive Officer

Tavaziva is a qualified Actuary with a wealth of experience in the insurance and broader financial services sector spanning life, non-life, asset management, and banking for the last 20 years. Before joining Santam, Tavaziva was the Group Managing Director of Britam Holdings, a diversified investment business listed on the Nairobi Securities Exchange. He has worked in South Africa and Sub-Sahara Africa. Tava’s work experience includes 16 years at Old Mutual. He also joined Swiss Re for four years, initially as Chief Executive for the Middle East and Africa, and later became Chief Executive for the UK and Ireland, based in London.

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