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The Santam Card


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Morning 08:00-11:00

Morning 11:00-14:00

Afternoon 14:00-17:00

Evening 17:00-19:00

Get settlement from claims paid directly onto your Santam card

All personal non-motor claims settlements will be paid into the Santam card, making the claims process quick and easy.

How cash-backs work

Your card can only be used to make purchases.

If you choose to purchase your goods at one of our preferred suppliers, you will qualify for a cash-back, usually within the month after you made your purchase.

Cash-backs are credited to your Santam card and you are notified by SMS of this credit.

If you again spend this at one of our preferred suppliers, you will qualify for a further cash-back.

Please note that you will not qualify for any in-house discounts offered at point of sale at our preferred suppliers.

Tips and frequently asked questions

Search our supplier network

Replace your lost items or damaged items or simply shop with our preferred suppliers to earn rewards in the form of cash-backs when you use your Santam card.

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Find suppliers and manage your Santam card and more on the app and portal

Terms and conditions apply

Help and FAQ's

Card-related queries

Tel: 0861 101 210

Contact centre details

Tel: 0860 505 911

How long is the Santam card valid?
The card expires after five (5) years, and you will be provided with a replacement just before the old one expires.
What are the costs of this Santam card?
There are no costs associated with your normal use of this card. However, balances not spent two years after being loaded will be subject to a R10 monthly dormancy fee deduction.
What happens to unused portions of my claims pay out on the Santam card if I don’t spend it?
The unclaimed balance remains on the card until you spend it or if the card expires we will issue a new card and transfer funds from the old card to the new card.
What do I do if my personal details change?
Please advise us immediately if any of your contact details change. We need to keep you informed of the status of your policy and cover. You can contact the Santam Personal Lines call centre on 0860 726 826 to change your contact details.

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