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Land, sea, air and rail, we cover all modes of transport

Santam Marine is the largest marine insurer in Africa, with an extensive footprint throughout the continent. We insure against a wide range of marine risks and also boast an array of technical and reinsurance support services.

Why choose Santam Marine insurance

Largest marine insurer

We are Africa’s largest marine insurer in terms of product range and footprint, providing technical and reinsurance support to various African insurers.

Superior insurance solutions

Our superior, tailor-made solutions cover all modes of transport – by sea, air, road and rail, both locally and internationally. We offer a world-class claims service.

Our specialist network

Our global network of specialised surveyors and loss adjusters is skilled in the assessment of loss and the pursuit of recoveries against third parties, where required.

More about insurance by Santam Marine

Santam Marine is the largest maritime insurer in Africa, with an extensive footprint throughout the continent. Whether you own a small private craft or run a multinational company, we have the expertise to tailor-make and advise you on the most appropriate products for your needs. We offer a wide range of marine insurance products to meet and exceed your expectations.

Our range of solutions

Cover for:

Stock throughput

Marine cargo (includes imports and exports)

Transit and related liabilities (includes goods in transit, hauliers’ liability)

Hull (includes commercial, fishing and pleasure craft)

Marine liabilities

 

Stock throughput

This form of cover combines the insurance provided under marine cargo, goods in transit, as well as storage of stock into a single product offer. The Stock Throughput Policy offers end-to-end cover starting from the supplier’s premises, extending to cover for all modes of transport, including any storage warehouses worldwide, to final delivery.

Marine cargo (includes imports and exports)

There are numerous risks associated with marine cargo that could result in partial damage or complete loss. It is therefore essential to ensure that you are covered for this risk. 

What's covered:

Physical loss or damage to all cargo being imported or exported locally and/or internationally

All transit legs locally and/or internationally

Project cargo which can be extended to include delay in start-up under an advanced loss of profit policy

Transit and related liabilities (includes goods in transit, hauliers’ liability)

There are numerous risks associated with goods being moved or transported, for both the owner as well as the carrier of the goods.  You therefore need to ensure you are adequately covered for this risk. Our Goods in transit cover is suitable for clients who need insurance for local transit; it covers goods transported via sea, air, road and rail.  This section is suitable for hauliers that are responsible for moving cargo, and who might not necessarily own the goods that are being transported. This provides cover for goods in the care, custody or control of a carrier, either under contract or under common law. This section is set up to cover the risks associated with loss or damage to the cargo.

Hull (includes commercial, fishing and pleasure craft)

Vessels of all shapes and sizes are subject to extreme conditions and risks, and therefore at Santam we understand and appreciate the importance of providing adequate cover for such risks.  Santam allows you to select a policy option that covers total loss, and makes provision for adding various extensions, depending on the age and value of the vessel concerned. Damage to your vessel could have devastating effects on your business, which you did not plan for. This policy caters for fishing vessels, diamond recovery vessels, and charter vessels which are used on a commercial basis.

Marine liabilities

Marine liability covers you in the event that you or  your employees are held legally liable.

What's covered:

Ship repairer's liability

Container’s liability

Marina operator's liability

Stevedore's liability

Charterer’s liability

Freight forwarder’s liability

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