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RESULTS & HIGHLIGHTS

2023 Annual Financial Statements

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6%

Conventional insurance GWP growth

Dec 2022: 8%

28.5%

Return of shareholders funds

Dec 2022: Restated to 18.5%

3.5%

Conventional Net underwriting margin

Dec 2022: Restated to 5.1%

905 cents

Annual dividend per share

Dec 2022: 845cps

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General enquiries

E-mail: investor.relations@santam.co.za

Tel: 021 915 8228

Thabiso Rulashe

Head: Strategy and Investor Relations

E-mail: Thabiso.Rulashe@santam.co.za

Tel: 021 915 7000

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