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Large contracting companies operate across complex projects involving professionals such as contractors, architects, engineers, and surveyors, each exposed to distinct professional risks. These exposures require carefully structured Liability and Professional Indemnity (PI) solutions. At Santam, we offer annually renewable construction insurance that typically combines PI, First-party Rectification, and Broadform Liability into a single, comprehensive policy. Our specialist team brings deep sector expertise to assess and underwrite the legal and professional risks unique to the contracting and engineering industries.
Expertise
Our team of seasoned underwriters and claims specialists brings deep technical knowledge and practical insight into the unique risks faced in the construction and engineering sectors.
Longevity
Construction and project-related PI claims often take years to materialise, and even longer to resolve. With over 40 years of experience in managing complex, long-tail claims, we offer stability throughout the claims lifecycle.
Strength
Claims in this space can be significant and unpredictable. As the largest short-term insurer in Southern Africa, Santam has a 107-year legacy of honouring claims, giving you the assurance of robust financial backing when it matters most.
Various combinations of cover is available for contracting companies in the built environment. Santam’s specialist insurance programme provides flexible cover, with the following options:
Professional Indemnity
PI cover for all professional activities required by the Insured in the built environment (and their professional subcontractors).
Prior to handover
Cover includes First-party Rectification/mitigation coverage prior to handover for losses arising from professional services errors or omissions.
Legal liability
Legal liability for third-party injury or damage to property arising out of construction activities. Policy can also be extended to cover Employers’ Liability and Motor Excess of Loss.
Capacity
The level of capacity (limit of indemnity) provided by Santam depends on several variables that will be assessed during the underwriting process.
Get expert guidance on protecting your business with tailored casualty insurance solutions. Request a call back, and our team will assist you with the right coverage options.
Claims
Tel: 011 731 3638
What information is required to get a quote?
Santam only transacts through licensed insurance brokers. A proposal form is required and can be downloaded from our website. See the Downloads block on this page. Any additional information that helps paint a clear picture of the insured business should also be submitted, such as brochures, website details, surveys, etc.
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