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Protect your business from the growing threat of cybercrime

In today’s connected world, every business faces cyber risks, from data breaches to ransomware attacks.

 

Cyberattacks can strike organisations of all sizes, and can cause significant financial and reputational damage. At Santam, we understand the evolving nature of these threats and the importance of robust protection.

 

Santam’s Cyber Insurance solution provides comprehensive protection, covering both your business and your clients if a cyberattack or data breach occurs. Stay secure – get the peace of mind you deserve to keep focusing on growing your business.

Why trust Santam with your Cyber Insurance?

Expertise

Our underwriters and claims specialists combine global cyber risk insights with local market expertise to deliver proactive, tailored protection.

Solutions

Customised Cyber insurance solutions designed to adapt to the evolving risk landscape, no matter how complex.

Longevity

Cyber claims are unpredictable, costly, and can have serious consequences. Santam, Southern Africa’s largest short-term insurer, offers the stability and capacity needed to support clients through major cyber incidents.

Advanced cyber cover

As cyber threats become more sophisticated, businesses of all sizes face increased exposure to data breaches, cybercrime, and operational disruptions. Our Cyber Insurance solution provides tailored protection, ensuring financial security and expert support when it matters most.

Data breaches

Covers costs related to security breaches, data loss, and regulatory compliance.

Cyber incidents

Protection against malware, human error, denial-of-service (DoS) attacks, and data theft.

Business interruption

Compensation for lost income due to a cyberattack disrupting operations.

Cyber extortion

Covers ransom payments and associated costs from cyber extortion events.

Cyber crime

Reimbursement for funds stolen through cyber fraud or digital theft.

Confidentiality & privacy liability

Legal cover for claims related to the exposure of personal or confidential data.

Network security breach

Protection against third-party claims due to a data breach or security failure.

Media liability

Covers legal costs in cases of online defamation, copyright breaches, or privacy violations.

Let’s discuss your insurance needs

Get tailored casualty insurance solutions. Request a call back and our team will assist you with the right coverage options.

Help and FAQ's

General enquiries

Tel: 011 731 3600

E-mail: info@santam.co.za

What information is required to get a Cyber quote?

Santam only transacts through licensed insurance brokers. A completed proposal form is required and can be downloaded from the Downloads section of this page. Two versions are available, a shorter form for limited cover (as specified on the form), and a comprehensive version for full coverage.

Who is Santam’s target market for Cyber insurance?

We offer Cyber insurance across multiple segments:

  • SMEs via our digital platform, the Pocket Underwriter.
  • Large commercial and corporate clients are underwritten by our Specialist Solutions team.

 

Target industries include, but not limited to: 

 

  • Retailers, manufacturers, and distributors.
  • Hospitality. 
  • Professional service providers. 
  • Financial service providers and financial institutions.
  • Information Technology (IT) service providers.

What limits are available?

We can offer:

 

  • Up to R100 million or USD5million for businesses operating within South Africa and the rest of Africa. 
  • Up to $10 million for South African-based businesses operating internationally.

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