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All risks cover for building and civil engineering projects - residential, commercial, industrial and infrastructure developments. This all-risk solution safeguards works under construction against physical loss or damage, including any machinery erection elements like lifts, air conditioning and production lines.
Specialist engineering expertise
Our team combines technical knowledge with practical onsite experience to offer deep insights into engineering and construction risks - delivering relevant, high-impact insurance solutions.
Leading construction cover
As a trusted provider in South Africa, we offer tailored insurance solutions through our extensive intermediary network, with flexible cover options and risk management support to help reduce exposure and cost.
Reliable service and support
We work hand-in-hand with intermediaries and clients to offer responsive quoting, technical advice, and a smooth claims process—ensuring clarity and peace of mind throughout your journey.
Our Contractors’ All Risks Insurance offers broad protection tailored to the needs of the respective construction project—covering works under construction, the third-party liability exposure that follows and the unexpected events that can derail progress on site.
All risks cover
Protection against sudden and unforeseen physical loss or damage to insured property on site, including construction materials and structures.
Fire & explosion
Covers damage caused by fire or explosion during the construction phase.
Storm & flood
Includes cover for weather-related damage such as rainfall, flooding or high winds.
Theft, burglary & malicious damage
Protection against theft, burglary or malicious damage of materials intended for incorporation into the Works, whether already installed or whilst in onsite or off site storage.
Collapse
Covers structural collapse during construction due to unforeseen circumstances.
Earthquake & landslides
Includes damage resulting from ground movement such as earthquakes or landslides.
Third-party liability
Cover for claims arising from injury to third parties or damage to adjacent third party property caused by the construction activity.
Custom cover based on site risk
Tailored solutions accounting for location-specific perils and / or construction methods to ensure the most effective protection at the most appropriate price.
From planning to completion, our team is here to help you manage risk at every stage. Discuss your specific needs with your insurance broker, who will assist you in arranging the right insurance solution with us for your business.
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