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All risks cover for the construction plant and equipment that contractors use on site for the undertaking of most construction projects as well as may be used in various other situations such as loading yards, mines, ports, etc.
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Specialist engineering expertise
Our team combines technical knowledge with practical onsite experience to offer deep insights into engineering risks—delivering relevant, high-impact insurance solutions.
Leading engineering cover
As a trusted provider in South Africa, we offer tailored insurance solutions through our extensive intermediary network, with flexible cover options and risk management support to help reduce exposure and cost.
Reliable service and support
We work hand-in-hand with intermediaries and clients to offer responsive quoting, technical advice, and a smooth claims process—ensuring clarity and peace of mind throughout your journey.
Our Contractors’ Plant and Equipment insurance provides cover for unforeseen and accidental physical loss or damage to the insured items of mobile or non-mobile plant and equipment whilst at work or at rest, including during transit or whilst undergoing repair.
All risks cover
Cover is provided on an all risks basis for items owned by the Insured, or for items that they have had to hire in, for a variety of perils.
Fire & explosion
Covers damage caused by fire or explosion during the period of insurance.
Storm & flood
Includes cover for weather-related damage such as rainfall, flooding, high winds and other natural perils.
Theft & burglary
Protection against theft or burglary as well as damage caused by these acts and malicious damage.
Earthquake & landslides
Includes damage resulting from ground movement such as earthquakes or landslides.
Accidental damage
Provides cover for accident damage caused by collisions or overturning or operator error.
Where is cover provided
Cover is provided whilst in use on the site of operations, whilst at a facility being repaired, serviced or overhauled as well as on the road for items so registered for road use. Cover can also be provided for these items in the event that they are hired out to other parties.
Third-party liability
Cover for claims arising from injury to third parties or damage to any third party property caused during the operation of the insured items of plant and equipment.
Custom cover based on specific items of plant and equipment
Tailored solutions accounting for specific and/or unusual items of plant and equipment to ensure the most effective protection at the most appropriate price.
For the entire life cycle of your plant and equipment, our team is here to help you manage risk at every stage. Discuss your specific needs with your insurance broker, who will assist you in arranging the right insurance solution with us for your business.
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