Corporate property
insurance
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Corporate property
insurance
In today’s complex risk environment, you need corporate property insurance experts who understand your business and offer solution-driven products that meet your needs. Emerald Risk Transfer is South Africa’s largest underwriting manager for corporate property and engineering risks. Our success lies in accurately assessing and measuring risk, securing the right reinsurance, and delivering efficient accounting and effective claims management.
Our capacity
Current risk capacity is USD 150 million (or local currency equivalent) per risk, on a limit of liability basis, across Africa and ZAR 1.5 billion for Namibia. For targeted Middle East countries, capacity is limited to USD 7.5 million per risk. All cover is subject to Emerald’s standard terms and conditions.
International A-rated paper solution
Santam Limited holds an A- (Excellent) Financial Strength Rating a ‘a-‘(Excellent) Long-Term Issuer Credit Rating from AM Best. The stable outlook reflects Santam’s strong financial stability and solid ability to fulfil its obligations. This A- rating reinforces our position as trusted risk solution partners across our key markets.
Significant portfolio throughout Africa
We provide additional capacity through innovative facultative reinsurance solutions for large accounts and specialise in multi-territorial Pan-African programmes. Our access to the SanlamAllianz cedant network spans 27 African countries. With a dedicated London office, Emerald focuses on business development and building global market relationships.
Whether your operations are in South Africa, Africa’s mining sectors, or the Middle East, our insurance solutions are tailored to meet the specific risks and regulatory requirements of your region. With deep industry knowledge and regional expertise, we help protect your business where it matters most.
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Hans Schollenberger
Executive Head: Underwriting and Reinsurance
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Santam Corporate Property (Pty) Ltd, Company Reg. No: 1998/025512/07 an authorised financial service provider (FSP No. 13893) is an Underwriting Manager and a wholly owned subsidiary of Santam Limited. Santam Limited is an authorised financial services provider (FSP 3416), a licensed non-life insurer and controlling company for its group companies.
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