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Insurance that works as hard as you do

Comprehensive cover for your business that cuts through the complexities and simply gives you reliable, affordable insurance. Suitable for businesses with a turnover of up to R2mil.

Why choose our cover

Quick turnaround

We know your business can’t afford downtime. Our processes are streamlined to offer fast responses on quotes and claims — so you can stay focused on what matters. All cover is subject to standard Emerald terms and conditions.

Tailored cover for real businesses

Whether you run a taxi fleet, car wash or spaza shop, we understand the risks you face. Our team is equipped to offer the right cover for your business needs.

Expert cover for a range of businesses

Backed by years of experience and industry know-how, we provide dependable insurance solutions designed to help your business thrive. Specialists in multi-territorial Pan-African programmes.

What we cover

Our small business Insurance offers comprehensive protection tailored to the realities of your day-to-day operations. From your stock to your equipment, we’ve got your business covered.

Motor

Comprehensive and Goods in Transit Cover for Passenger Vehicles, LDV’s, Commercial Vehicles, Motorcycles and Trailers (including mobile kitchens).

Building, Contents & Stock

Cover in case of fire, theft or acts of nature at your place of business.

Electronic Equipment and Machinery

Cover for those important items your business can’t do without.

Business All Risks

For those valuables that accompany you like cell phones, tablets and tools.

Public Liability

Protect yourself against legal action with the right kind of liability cover.

Personal accident

Pays compensation if the driver or passengers are injured or killed in an accident.

Roadside assistance

Included with comprehensive insurance to help you when you need it most.

SASRIA

Automatically included to protect against losses during riots or strikes.

Let’s help your business move forward

Whether you’re just starting out or growing your operations, our team is ready to guide you. Connect with us to get the right cover for your needs.

Santam Emerging Business (Pty) Ltd, Company Reg. No: 2006/026618/07 an authorised financial service provider (FSP No. 33799) is an Underwriting Manager and a wholly owned subsidiary of Santam Limited. Santam Limited is an authorised financial services provider (FSP 3416), a licensed non-life insurer and controlling company for its group companies.

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