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Comprehensive cover for minibus and midibus taxi operators, covering scholar, long distance, and short distance transport. Suitable for vehicles ranging from 8 – 18 seats minibuses and 19 – 35 seat midibuses.
Quick turnaround
We know your business can’t afford downtime. Our processes are streamlined to offer fast responses on quotes and claims — so you can stay focused on what matters. All cover is subject to standard Emerald terms and conditions.
Tailored cover for real businesses
Whether you run a taxi fleet, car wash or spaza shop, we understand the risks you face. Our team is equipped to offer the right cover for your business needs.
Expert cover for a range of businesses
Backed by years of experience and industry know-how, we provide dependable insurance solutions designed to help your business thrive. Specialists in multi-territorial Pan-African programmes.
Our Specialist Taxi Insurance offers comprehensive protection tailored to the realities of your day-to-day operations. From passengers to roadside support, we’ve got your journey covered.
Loss of or damage to vehicle
Cover for an accident or other sudden unforeseen event such as theft or hijacking, and acts of nature.
Towing, Storage and Wreckage Removal
Costs to tow your vehicle to the nearest repairer, or costs for the removal of wreckage.
Third Party Liability
Provides protection against legal liability to a third party following an accident that causes damage to their property.
Roadside assistance
Included with comprehensive insurance to help you when you need it most.
Fixed expenses
Covers daily fixed operating costs for up to 20 days if your vehicle is out of service.
Sound Equipment
Provides for audio and visual equipment fitted in your vehicle.
Fitted Extras and Conversion Costs
Cover for the loss of or damage to extras such as mag rims, tow bars and cellphone car kits.
Passenger liability
Provides protection against legal liability to passengers following an accident.
Trailer cover
Insurance for luggage trailers used with your vehicle.
Personal accident
Pays compensation if the driver or passengers are injured or killed in an accident.
Credit protection
If your vehicle is written off, we’ll settle the outstanding loan balance.
SASRIA
Automatically included to protect against losses during riots or strikes.
Whether you’re just starting out or growing your operations, our team is ready to guide you. Connect with us to get the right cover for your needs.
Santam Emerging Business (Pty) Ltd, Company Reg. No: 2006/026618/07 an authorised financial service provider (FSP No. 33799) is an Underwriting Manager and a wholly owned subsidiary of Santam Limited. Santam Limited is an authorised financial services provider (FSP 3416), a licensed non-life insurer and controlling company for its group companies.
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