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At Santam, we understand that every business faces unique risks, and we're here to help you navigate them with confidence. Our Casualty insurance offering is designed to give businesses the assurance they need to grow, adapt, and thrive in an ever-changing world. From liability and professional indemnity to financial lines and cyber risks, we provide comprehensive protection where it matters most. Backed by decades of experience and deep technical expertise, we're committed to helping you face the future with certainty.
Deep technical expertise, backed by experience
With decades of underwriting experience, we offer specialised insight and guidance that empowers brokers and clients to make confident, informed risk decisions, no matter how complex the exposure.
Tailored, end-to-end risk solutions
Our casualty insurance products are designed to adapt to real world risks, we don’t offer one size fits all policies; we create solutions that work for your business.
Trusted claims and risk expertise
Our experienced team of underwriters and claims specialists bring deep industry knowledge to every case, delivering tailored support for complex risks. With a proactive approach to risk management and a strong track record in claims handling, we help protect businesses through times of uncertainty, enabling them to bounce back stronger.
Comprehensive cover for financial institutions against losses stemming from employee dishonesty, electronic crime, and complex civil litigation.
Learn moreProtection for directors and officers against claims arising from decisions and actions taken in their fiduciary capacity, helping safeguard personal assets and reputations.
Learn moreFidelity Guarantee insurance provides a critical layer of protection, helping businesses recover from financial loss and safeguard their future.
Learn moreProtection against cyber threats, data breaches, and business interruption caused by cyberattacks. Covers various exposures including legal costs, ransomware and specified associated lossesas a result of cybercrime.
Learn moreDesigned for professionals offering advice or services, covering legal costs and claims arising from negligence, errors, or omissions in their professional capacity.
Learn moreComprehensive liability cover protecting businesses against claims of injury or property damage to third parties, with tailored extensions for industry-specific risks.
Learn moreLong term project based cover offering professional indemnity, first party rectification, and broadform liability, from inception to completion.
Learn moreA modern all-encompassing casualty solution for our SME clients which provides a consolidated Liability, Professional Indemnity and Directors & Officers solution, fully accessible through our digital channel – Pocket Underwriter.
Learn moreAn annual policy built for contractors, combining key liability protections and rectification cover under a single, efficient solution.
Learn moreOur customized insurance solutions are crafted to help safeguard against critical risks—ranging from regulatory investigations and investor claims to the everyday complexities of managing portfolio companies.
Learn moreThis cover is designed to protect trustees from personal liability arising from the decisions they make while managing trusts or funds. The policy ensures appointed trustees are protected when it matters most.
Learn moreFind the essential tools, documents, and forms you need to manage your policies effectively. Whether you’re a broker or a business, our resources help streamline claims, downloads, and account management. For updates and insights you can subscribe to our newsletter.
Downloads
Find policy documents, risk reports and other essential resources in one place.
Pocket underwriter
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Kishan Vanmali
Product Head: Professional Indemnity & Digital Distribution
Miguel Malaj
Business Head: Liability, Construction and Business Development Africa
Anton Meyer
Business Head: Financial Lines, Professional Indemnity, SME Casualty, Cyber and Technology Risks
Get tailored casualty insurance solutions. Request a call back and our team will assist you with the right coverage options.
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